Financial Infrastructure
Built for B2B Commerce

Buyers get terms. Sellers get paid. Balance does the rest.

Trusted by Leading B2B Brands

All You Need to Scale B2B.

Stop piecing together billing and AR tools. Automate complex B2B workflows for a B2C-like payment experience— with zero AR overhead and no credit risk.

Invoicing and terms at scale, minus the credit risk & overhead

  • Extend instant trade credit with up to net 90 days.
  • AI-powered underwriting, top approval rates.
  • End-to-End automation from qualification to reconciliation.
  • Customizable, white-label user experience.
30%
Higher
conversions
55%
Increase in
buyer spend
2x
More repeat
purchases
64%
Savings in credit 
& AR costs

Offer embedded point-of-sale
buyer financing

  • Instant financing at checkout with up to 90 days to pay.
  • High approval rates and credit limits for SMBs and enterprises.
  • Seamless, B2C-like buyer journey.
  • Balance-branded, expert-built financing experience.
30%
Higher
conversions
55%
Increase in
buyer spend
2x
More repeat
Purchases

The complete B2B-optimized payments stack

  • Accept same-day ACH, wire, credit cards, and global payments.
  • Maximize savings with optimized IC+ using all relevant L2/L3 data.
  • Enable surcharges and personalized incentives at checkout.
  • Accelerate reconciliation with smart, accurate cash application.
40%
Processing cost reduction by using Balance
Instant
Bank account verification using RTP rails

B2B Marketplace Payments, Solved

  • Purpose-built infrastructure for instant vendor payouts.
  • Boost sales with embedded trade credit.
  • Simplify multi-vendor transactions with automated payouts.
  • Secure vendor and buyer transactions with built-in compliance.
98%
Payout success
rate
20%
Increase in
new vendors
64%
Savings in credit
& AR costs

Impact You Can Measure.

Three ways to level up B2B with Balance

Grow Sales with Invoicing and B2B Buyer Financing

55%
Increase in Spend

Guarantee Cash Flow,
Slash Bad Debt.

Zero
Credit Risk

Eliminate Accounts Receivable Complexity

46%
Reduction in Credit & AR Cost

Why B2B Leaders Choose Balance

Customizable Buyer Journeys

White-labeled or Balance-branded—your call.

Industry-Best Approval Rates

Instant decisions and top approval rates—even for SMBs.

Flexible Financing Options

Financing that fits your business needs.

Suitable for Every Buyer Type

From sole prop to enterprise customers—we’ve got you.

Dedicated Limits

Keep buyers coming back with exclusive limits.

Simple Integration

Fast-track your launch with robust APIs and expert support.

Give your B2B buyers what they need

Hear what happens when you do.
“As a small business, cash flow is always tight. With this option, I was able to invest in new inventory without hesitation - and the approval process was quick and painless.”
Sofia Bennett, Owner,
Independent Fashion Boutique
“Having invoicing in place has made it much easier to align purchases with our POs and streamline reconciliation with finance. It’s allowed us to expand usage across multiple locations without increasing the administrative burden.”
Alex Chen, Procurement Manager,
Healthcare Network

Integrate seamlessly.

Leverage our robust APIs or pre-built native integrations to plug balance into your software stack, ERP and B2B e-commerce platforms.

Make B2B Growth a Reality

Book your consultation now. Get expert advice on scaling B2B payments and terms.

Book a call ->