
Financial Infrastructure
Built for B2B Commerce



Buyers get terms. Sellers get paid. Balance does the rest.

Trusted by Leading B2B Brands
All You Need to Scale B2B.
Stop piecing together billing and AR tools. Automate complex B2B workflows for a B2C-like payment experience— with zero AR overhead and no credit risk.
Invoicing and terms at scale, minus the credit risk & overhead
- Extend instant trade credit with up to net 90 days.
- AI-powered underwriting, top approval rates.
- End-to-End automation from qualification to reconciliation.
- Customizable, white-label user experience.
conversions
buyer spend
purchases

Offer embedded point-of-sale
buyer financing
- Instant financing at checkout with up to 90 days to pay.
- High approval rates and credit limits for SMBs and enterprises.
- Seamless, B2C-like buyer journey.
- Balance-branded, expert-built financing experience.
conversions
buyer spend
Purchases

The complete B2B-optimized payments stack
- Accept same-day ACH, wire, credit cards, and global payments.
- Maximize savings with optimized IC+ using all relevant L2/L3 data.
- Enable surcharges and personalized incentives at checkout.
- Accelerate reconciliation with smart, accurate cash application.

B2B Marketplace Payments, Solved
- Purpose-built infrastructure for instant vendor payouts.
- Boost sales with embedded trade credit.
- Simplify multi-vendor transactions with automated payouts.
- Secure vendor and buyer transactions with built-in compliance.
rate
new vendors
& AR costs

Impact You Can Measure.
Three ways to level up B2B with Balance
Grow Sales with Invoicing and B2B Buyer Financing
Guarantee Cash Flow,
Slash Bad Debt.
Eliminate Accounts Receivable Complexity
Why B2B Leaders Choose Balance
Customizable Buyer Journeys
White-labeled or Balance-branded—your call.
Industry-Best Approval Rates
Instant decisions and top approval rates—even for SMBs.
Flexible Financing Options
Financing that fits your business needs.
Suitable for Every Buyer Type
From sole prop to enterprise customers—we’ve got you.
Dedicated Limits
Keep buyers coming back with exclusive limits.
Simple Integration
Fast-track your launch with robust APIs and expert support.
Give your B2B buyers what they need
“As a small business, cash flow is always tight. With this option, I was able to invest in new inventory without hesitation - and the approval process was quick and painless.”
“Having invoicing in place has made it much easier to align purchases with our POs and streamline reconciliation with finance. It’s allowed us to expand usage across multiple locations without increasing the administrative burden.”
Integrate seamlessly.
Leverage our robust APIs or pre-built native integrations to plug balance into your software stack, ERP and B2B e-commerce platforms.


Make B2B Growth a Reality
Book your consultation now. Get expert advice on scaling B2B payments and terms.
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Our guides, blogs, and case studies have helped hundreds of your peers find the right payment strategy for their business. No fluff or sales pitches. Just insights.